3 Cash Back Credit Cards You Might Not Know About

Carrying a great cash back card in your wallet means you’ll never pay full price for anything ever again.

That may be a bold statement, but it’s true! And, once you determine which type of cash back card you’d like to sign-up for — no-fuss cash back or higher reward category spending, to name a few examples — it can be exciting to calculate your potential earnings and know that you won’t have to pay “full price” on the things you buy ever again.

We’re big fans of earning cash back on things you would have purchased anyway, but recognize that with so many cards out there to choose from, it can be overwhelming to determine which one is really the right fit for you.

So while the Citi® Double Cash and Chase Freedom® may be popular choices, today we’re highlighting some lesser-known cash back credit cards. You may not have heard of these before, but the rewards are too good to ignore.

1. TD Cash Card

TD Bank isn’t known for offering rewards credit cards, but the TD Cash Card has a lot to offer.

If you’re looking for a go-to cash back credit card for everyday spending, this might be your perfect match.

Cardholders earn 2% cash back on dining purchases including: restaurants, coffee shops, fast food places, cafes, delis, etc, and 1% cash back on everything else. Rewards never expire, so you’ll be able to redeem them whenever you choose.

Factor in the $150 signup bonus (when you spend $500 in the first 3 months) and you’re looking at an excellent option for a cash back credit card that carries no annual fee.

In a nutshell:

  • Earn 2% cash back on dining purchases
  • Earn 1% cash back on everything else
  • $150 cash back bonus when you sign up
  • 0% intro APR on balance transfers for 12 months
  • No annual fee

2. BankAmericard Cash Rewards

The BankAmericard Cash Rewards Card from Bank of America is a standout cash back card — especially for commuters. Cardholders earn 3% cash back on gas, so if you find yourself pumping gas regularly, you could see substantial savings with this card.

You’ll also earn 2% cash back at grocery stores and wholesale clubs and 1% cash back on everything else, almost guaranteeing every purchase you make will receive some type of cash back discount.

Bank of America customers can also earn an extra 10%-75% in cash on purchases depending on the type of account they have (more details here), and, the $150 sign-up bonus (when you spend $500 in the first 3 months) is a nice incentive as well.

In a nutshell:

  • Earn 3% cash back on gas
  • Earn 2% cash back at grocery stores and wholesale clubs
  • Earn 1% cash back on everything else
  • $100 bonus when you spend $500 in the first 3 months
  • 0% intro APR on balance transfers and purchases for 12 months
  • No annual fee

3. Cash+™ Visa Signature®

The U.S. Bank Cash+™ Visa Signature® Credit Card is a really great option if you’re interested in choosing your own bonus categories. You’ll still have to enroll in the categories of your choosing, but the 5% rewards could make it worth it!

Some of the categories you can choose from: travel, phone plans, gym membership, furniture, car rentals, cable bundled services, electronics, department stores, charity, office supplies, and fast food.

You’ll also choose an “everyday spending” category to earn 2% cash back from. These could include: gas, groceries, restaurants, etc. All purchases outside of your chosen categories earn 1% cash back.

Incredibly, this high-reward card offers a $100 sign-up bonus when you spend $500 in the first 3 months.

In a nutshell:

  • Earn 5% cash back in two categories you choose
  • Earn 2% cash back in an “everyday” category
  • Earn 1% cash back on everything else
  • $100 cash back bonus when you sign up
  • 0% intro APR on balance transfers for 12 months
  • No annual fee

Disclaimer: This content and the opinions expressed here are the author’s alone and have not been provided, commissioned, or endorsed by the credit card issuer. All information was accurate at the time of this post but card terms and conditions may change at any time.

Are you interested in a cash back credit card? Share your thoughts in the comments below!

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