Barclaycard Arrival Plus™ World Elite MasterCard®
- Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
- Earn 2X Miles on all purchases
- 0% on balance transfers for 12 months (on balance transfers made with 45 days of account opening)
- $0 Annual fee for the first year, then $89
- View Terms
Why We Like It
The Barclaycard Arrival Plus™ World Elite MasterCard® is a generous rewards card and a favorite among travel enthusiasts due to its high rewards rate and flexible redemptions.
Earn 2X miles on all purchases.
Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary.
Get 5% miles back to use toward your next redemption, every time you redeem.
Limited Time Bonus: Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit.
Plus with the 5% "miles back" on redemption, the signup bonus could be valued at up to $525!
50,000 bonus miles (up to $525 value) after spending $3,000 on purchases within first 90 days of account opening
0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.74%, 20.74% or 23.74%, based on your creditworthiness. Please note, there is a fee for balance transfers.
We recommend you have Excellent (750 or higher) credit before applying for this card.
Each mile is worth 1 cent when redeemed for travel statement credits. Travel category includes airlines, hotels, trains, car rental agencies, taxies, buses, cruises, and even discount travel sites.
Redeem miles for travel statement credits starting at 10,000 miles, equivalent to $100, for travel purchases made within last 120 days. You can also redeem miles for cash back statement credits, gift cards, and merchandise but at a lower value of 0.5 cents for each mile (10,000 miles for $50).
The 50,000 miles bonus is valid for first-time cardholders with new accounts only.
There is no limit to how many miles you could earn and points do not expire as long as your account is active and in good standing.
Additional benefits include:
- Earn 5% of your miles back for future redemption every time you redeem miles
- Free Monthly FICO Score
- MasterCard World Elite Travel Services: premium access to amenities, upgrades, and "Priceless Experiences"
- $0 Fraud Liability
- 24/7 Concierge Service
- Lost/Damaged Luggage Reimbursement
- Purchase Protection
- Trip Cancellation/Interruption Insurance
- Trip Accident Insurance
- Worldwide Travel Assistance
- Auto Rental Insurance: coverage for damage due to collision or theft
|Purchase APR||16.74%, 20.74% or 23.74% variable|
|Intro Purchase APR||N/A|
|Intro Purchase Period||N/A|
|Balance Transfer APR||16.74%, 20.74% or 23.74% variable|
|Intro Balance Transfer APR||0%|
|Intro Balance Transfer Period||12 months (on balance transfers made within 45 days of account opening)|
|Balance Transfer Fee||3% or $5, whichever is greater|
|Cash Advance APR||25.99% variable|
|Cash Advance Fee||5% or $10, whichever is greater|
|Late Payment Fee||Up to $37|
|Foreign Transaction Fee||0|
|Annual Fee||$89 - Waived first year|
|Rewards Rate||2x Miles per dollar|
|Rewards Rate Details||Miles can be redeemed for travel statement credits, gift cards, even cash back; you'll maximize redemption value by using travel credits|
|Credit Needed||Good, Excellent|
Thoughts from Actual Users
"The best card I have ever owned. It is mathematically still the best card out there for rewards. With the 5% back after redeeming it still comes out ahead of any other card I have seen. The customer service is fantastic. Even with the $89 fee per year I have to pay now, I get way more points at the end of the year than my friends who have a 1 or 1.5 miles per dollar on their cards, and that's before the 5% back. If there is a drawback to this card, I am yet to find it." Jason C. of Nashville, TN
"Have had it over a year and have stacked up at least $1500 in travel credits. I call them credits because thats how it pretty much works. I buy a flight from any carrier directly or from a travel site... i go to my app click that travel transaction and use my rewards/credits and Boom!! Have had zero problems. I use it as my every day purchase card and just pay it off every month. So all im doing is getting rewards for living lol." AJ S. of Chicago, IL
"I've had this card for almost a year and a half now and am very pleased. This is my primary credit card, which ends up stacking up the points. Since opening my card, I've redeemed $1,500. The annual fee is not a concern of mine." Justin K. of Jersey City, NJ