Barclaycard Arrival Plus™ World Elite MasterCard®
- 50,000 Bonus Miles (valued at up to $525) when you spend $3,000 in first 3 months
- 2X Miles on all purchases
- 0% Intro APR on Balance Transfers for first 12 months
- $0 Annual fee first year, then $89
- View Terms
Why We Like It
The Barclaycard Arrival Plus™ World Elite MasterCard® is a generous rewards card and a favorite among travel enthusiasts due to its high rewards rate.
Earn 2X miles on all purchases. No complex bonus categories or tiered earning!
Redeem miles for statement credits on any travel purchase. Each mile is worth 1 cent when redeemed for travel statement credits. Travel category includes airlines, hotels, trains, car rental agencies, taxies, buses, cruises, and even discount travel sites.
Every time you redeem miles you'll also get 5% back for your next redemption.
Limited Time Bonus: you'll earn 50,000 Bonus Miles when you sign up now and spend $3,000 on purchases in the first 3 months of account opening.
That's worth $500 in free travel, plus the 5% mile redemption rebate, for a total value of $525!
50,000 points (up to $525 value) after making $3,000 in purchases within first 3 months of account opening
Get an introductory APR rate of 0% for 12 months on balance transfers if transferred in first 45 days of account opening
We recommend you have Good to Excellent (690 - 850) credit before applying for this card.
Redeem miles for travel statement credits starting at 10,000 miles, equivalent to $100, for travel purchases made within last 120 days. You can also redeem miles for cash back statement credits, gift cards, and merchandise but at a lower value of 0.5 cents for each mile (10,000 miles for $50).
The 50,000 miles bonus is valid for first-time cardholders with new accounts only.
There is no limit to how many miles you could earn and points do not expire as long as your account is active.
The fee for balance transfers is $5 or 3% of the amount transferred, whichever is greater.
Additional benefits include:
- Earn 5% of your miles back for future redemption every time you redeem miles
- Free Monthly FICO Score
- MasterCard World Elite Travel Services: premium access to amenities, upgrades, and "Priceless Experiences"
- $0 Fraud Liability
- 24/7 Concierge Service
- Lost/Damaged Luggage Reimbursement
- Purchase Protection
- Trip Cancellation/Interruption Insurance
- Trip Accident Insurance
- Worldwide Travel Assistance
- Auto Rental Insurance: coverage for damage due to collision or theft
|Purchase Intro APR||N/A; 0%* for 12 months on balance transfers made within 45 days of account opening|
|Purchase APR||16.24% - 23.24%* variable APR based on on creditworthiness|
|Annual Fee||$89 - Waived first year|
|Rewards Rate||2x Miles per dollar|
|Rewards Rate Details||Miles can be redeemed for travel statement credits, gift cards, even cash back; you'll maximize redemption value by using travel credits|
|Foreign Transaction Fee||0%|
|Credit Needed||Good, Excellent|
Thoughts from Actual Users
"The best card I have ever owned. It is mathematically still the best card out there for rewards. With the 5% back after redeeming it still comes out ahead of any other card I have seen. The customer service is fantastic. Even with the $89 fee per year I have to pay now, I get way more points at the end of the year than my friends who have a 1 or 1.5 miles per dollar on their cards, and that's before the 5% back. If there is a drawback to this card, I am yet to find it." Jason C. of Nashville, TN
"Have had it over a year and have stacked up at least $1500 in travel credits. I call them credits because thats how it pretty much works. I buy a flight from any carrier directly or from a travel site... i go to my app click that travel transaction and use my rewards/credits and Boom!! Have had zero problems. I use it as my every day purchase card and just pay it off every month. So all im doing is getting rewards for living lol." AJ S. of Chicago, IL
"I've had this card for almost a year and a half now and am very pleased. This is my primary credit card, which ends up stacking up the points. Since opening my card, I've redeemed $1,500. As such, the annual fee is not a concern of mine." Justin K. of Jersey City, NJ