TD Business Solutions Card
- $200 Cash Back when you spend $3,000 in first 3 months
- 1X Points on all purchases
- $0 Annual fee
- View Terms
Why We Like It
The TD Business Solutions Visa Credit Card is the only business rewards card offered by TD.
Earn 1X Point per dollar on all purchases which can be redeemed for Cash Back, Travel, Gift Cards, or Merchandise.
Limited-Time Bonus: you'll earn 20,000 Bonus Points when you sign up now and spend $3,000 on purchases in the first 3 months of account opening. You can redeem this bonus for $200 cash back or merchandise.
The bonus offer expires April 30, 2017 so hurry!
At this time, you can only apply online for this card if you are a current TD customer otherwise you'll have to visit a local branch.
20,000 points ($200 value) after making $3,000 in purchases within first 3 months of account opening
What many people don't realize is that the self-employed and sole proprietors are able to apply without having to provide a federal tax ID (EIN), license or revenue stream. This could be a great rewards card if you're a freelancer, Etsy or eBay seller, or even if you're just getting started consulting or writing.
Simply use your personal Social Security Number, and credit lines will be extended based on your established personal credit history. We recommend you have Good to Excellent (690 - 850) credit before applying for this card.
There is no limit to how many points you could earn and points do not expire as long as your account is active.
Additional benefits include:
- Auto Rental Insurance: coverage for damage due to collision or theft
- $0 Fraud Liability
|Purchase Intro APR||N/A|
|Purchase APR||13.24% - 23.24%* variable APR based on on creditworthiness|
|Rewards Rate||1X Point per dollar|
|Rewards Rate Details||Points can be redeemed for cash back, merchandise, and even gift cards; you'll maximize redemption value by choosing cash back|
|Foreign Transaction Fee||3%|
|Credit Needed||Good, Excellent|
Thoughts from Actual Users
"I like that this card is simple to use and has easy to understand rewards. 1 reward for every dollar and you can get cash back. Signup bonus worth it for no annual fee." Michelle N. of Manassas, VA
"Already a TD customer and a ton of banks around me. I like this credit card to keep track of my business expenses separate from personal. Cash back is easy to redeem and comes within a couple weeks." Dan B. of Floral Park, NY