Blue Cash Preferred® from American Express

Apply Now
on American Express's secure website.
  • $150 signup bonus offer
  • 6% Cash Back at U.S. supermarkets offer
  • 3% Cash Back at US gas stations and select department stores offer
  • 0% Intro APR on purchases and balance transfers offer
  • Credit Needed: Good, Excellent
  • View Terms

Why We Like It

The Blue Cash Preferred® from American Express is a generous cash back credit card for qualifying purchases on groceries and gas. 


Bonus Offer

$150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months


About

We recommend you have Good to Excellent (690 - 850) credit before applying for this card.

• $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.

• 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) – that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.

• 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.

• Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%.

• Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.

• $95 annual fee.

• Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.

• Terms Apply.


Card Details

Purchase APR 13.99% to 24.99% Variable
Intro Purchase APR 0% Introductory APR
Intro Purchase Period 12 months
Balance Transfer APR 13.99% to 24.99% Variable
Intro Balance Transfer APR 0%* for 12 months on balance transfers from account opening
Intro Balance Transfer Period 12 months
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance APR 26.24% Variable
Cash Advance Fee Either $5 or 3% of the amount of each cash advance, whichever is greater
Late Payment Fee Up to $38
Foreign Transaction Fee 2.7%
Annual Fee $95 - first year is $0
Credit Needed Good, Excellent
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