Blue Cash Preferred® from American Express
- $150 signup bonus offer
- 6% Cash Back at U.S. supermarkets offer
- 3% Cash Back at US gas stations and select department stores offer
- 0% Intro APR on purchases and balance transfers offer
- Credit Needed: Good, Excellent
- View Terms
Why We Like It
The Blue Cash Preferred® from American Express is a generous cash back credit card for qualifying purchases on groceries and gas.
$150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months
We recommend you have Good to Excellent (690 - 850) credit before applying for this card.
• $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
• 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) – that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
• 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
• Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%.
• Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
• $95 annual fee.
• Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
• Terms Apply.
|Purchase APR||13.99% to 24.99% Variable|
|Intro Purchase APR||0% Introductory APR|
|Intro Purchase Period||12 months|
|Balance Transfer APR||13.99% to 24.99% Variable|
|Intro Balance Transfer APR||0%* for 12 months on balance transfers from account opening|
|Intro Balance Transfer Period||12 months|
|Balance Transfer Fee||Either $5 or 3% of the amount of each transfer, whichever is greater|
|Cash Advance APR||26.24% Variable|
|Cash Advance Fee||Either $5 or 3% of the amount of each cash advance, whichever is greater|
|Late Payment Fee||Up to $38|
|Foreign Transaction Fee||2.7%|
|Annual Fee||$95 - first year is $0|
|Credit Needed||Good, Excellent|