TD Business Solutions Card
- $200 Cash Back when you spend $3,000 in first 90 days
- 0% Intro APR on Balance Transfers for first 12 billing cycles
- 1X Points on all purchases
- $0 Annual fee
- Credit Needed: Good, Excellent
- View Terms
Why We Like It
The TD Business Solutions Visa Credit Card is the only business rewards card offered by TD.
Earn 1X Point per dollar on all purchases which can be redeemed for Cash Back, Travel, Gift Cards, or Merchandise.
Limited-Time Bonus: you'll earn 20,000 Bonus Rewards (equal to $200 Cash Back) when you spend $3,000 within the first 90 days after account opening! This offer ends August 31, 2017 so hurry!
Insider Tip: As a TD Bank cardholder you can buy Visa gift cards directly from TD Bank for no fees to purchase and make transactions. Normally you are charged a $5.95 fee for a $100 Visa gift card when you buy from a retail store or website! You can use your TD credit card to buy the gift cards.
$200 Cash Back after making $3,000 in purchases within first 90 days of account opening
Get an introductory APR rate of 0% for 12 billing cycles on balance transfers
What many people don't realize is that the self-employed and sole proprietors are able to apply without having to provide a federal tax ID (EIN), license or revenue stream. This could be a great rewards card if you're a freelancer, Etsy or eBay seller, or even if you're just getting started consulting or writing.
Simply use your personal Social Security Number, and credit lines will be extended based on your established personal credit history. We recommend you have Good to Excellent (690 - 850) credit before applying for this card.
There is no limit to how many points you could earn and points do not expire as long as your account is active.
Additional benefits include:
- Auto Rental Insurance: coverage for damage due to collision or theft
- $0 Fraud Liability
|Intro Purchase APR||N/A|
|Intro Balance Transfer APR||0%* for 12 billing cycles after account opening|
|Foreign Transaction Fee||3%|
|Rewards Rate||1X Point per dollar|
|Rewards Rate Details||Rewards are redeemed for cash, gift cards, travel, or even merchandise through TD Bank's portal|
|Credit Needed||Good, Excellent|
Thoughts from Actual Users
"I like that this card is simple to use and has easy to understand rewards. 1 reward for every dollar and you can get cash back. Signup bonus worth it for no annual fee." Michelle N. of Manassas, VA
"Already a TD customer and a ton of banks around me. I like this credit card to keep track of my business expenses separate from personal. Cash back is easy to redeem and comes within a couple weeks." Dan B. of Floral Park, NY