Wells Fargo Cash Wise Visa® Card

Apply Now
on Wells Fargo's secure website.
  • $200 cash rewards bonus signup offer
  • Unlimited 1.5% cash rewards on net purchases
  • Cell phone protection policy up to $600
  • 0% Intro APR for 12 months on purchases and balance transfers
  • No annual fee
  • Credit Needed: Good, Excellent

Why We Like It

The Wells Fargo Cash Wise Visa® Card has one of the highest cash back rewards programs available in the market. It has no annual fee.


Bonus Offer

Limited Time: Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months


About

You need Good or Excellent (approx. 690 or higher) credit before applying for this card.

• NEW! Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months

• Earn unlimited 1.5% cash rewards on virtually every purchase

• Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening

• No category restrictions or sign ups and cash rewards don't expire as long as your account remains open

• Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card

• 0% Intro APR for 12 months on purchases and balance transfers, then a 13.99%-25.99% variable APR; balance transfer fees apply

• $0 Annual Fee

• Select "Apply Now" to learn more about the product features, terms, and conditions


Card Details

Purchase APR 13.99% to 25.99% Variable
Intro Purchase APR 0% introductory APR
Intro Purchase Period 12 months
Balance Transfer APR 13.99% to 25.99% Variable
Intro Balance Transfer APR 0% introductory APR
Intro Balance Transfer Period 12 months
Balance Transfer Fee Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 12 months. After that, up to 5% for each balance transfer, with a minimum of $5
Cash Advance APR 24.99% to 26.99% Variable
Cash Advance Fee Either $10 or 5% of the amount of each advance, whichever is greater
Late Payment Fee Up to $37
Foreign Transaction Fee 3%
Annual Fee $0
Rewards Rate 1.5% cash rewards per dollar
Credit Needed Good, Excellent
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