Which JetBlue Credit Card is Right For You? [Comparison Chart]

JetBlue’s partnership with Barclaycard offers consumers three credit card offerings:

After analyzing the ins and outs of each card in detail, we’re sharing everything from a high-level overview down to the nitty gritty details.

Along with comparing reward structures, benefits, and fees, the main takeaway we found is:

If you’re a budget-conscious traveler who flies a decent amount on JetBlue, these cards offer insane value.

To start, let’s review the cards.

The JetBlue Card

The JetBlue Card offers promising rewards to cardmembers for next to no fees.

In addition to no annual fee and no foreign transaction fees, the generous rate for earning rewards (up to 3x per dollar) nearly makes this card a travel essential for booking trips with JetBlue.

Featured Highlights

Signup Bonus

  • 10,000 bonus points after you spend $1,000 on purchases in the first 90 days
  • Since JetBlue is a budget-friendly airline, your 5,000 point bonus can go a long way!
  • By our valuation, 10,000 points equals approx. $140 toward JetBlue travel

Earning Rewards

When using your JetBlue Card for everyday spend, you'll earn:

  • 3 points per $1 on JetBlue purchases
  • 2 points per $1 at restaurants and grocery stores
  • 1 point per $1 on everything else

Based on our valuation of TrueBlue points, this no annual fee version roughly amounts to:

  • 4.2% return on JetBlue purchases
  • 2.8% return at restaurants and grocery stores
  • 1.4% return on everything else

Redeeming Rewards

  • Based on our valuation, you can expect to redeem points for 1-1.41 cents on average, depending on the reward redemption
  • No blackout dates on award travel; if the fare is available, you can easily book with points
  • Rewards never expire
  • When redeeming points for a JetBlue flight, the amount of points you’ll need depends entirely on how much the airfare would cost in cash.

Here’s an example reward redemption: your 10,000 point signup bonus could be redeemed for two round-trip airfare tickets from Orlando (MCO) to Washington, DC (DCA). After applying points and paying taxes/fees (which are unavoidable), this trip would cost $11.20, with 2,800 points left to spare!

JetBlue screenshot taken 8/29/17

Fees

  • No annual fee
  • No foreign transaction fees
  • Up to $37 for late payments
Pro-tip: Set a reminder on your calendar so payments are always on time!

Potential Drawbacks

  • No free checked bags
  • No priority boarding

Additional Perks

  • 50% savings on in-flight purchases, such as cocktails, food, and movies on JetBlue-operated flights
  • Family Pooling allows you to link and share points across reward accounts
  • 0% introductory APR for 12 months on balance transfers
  • Chip technology, $0 Fraud Liability Protection, Return Protection
  • Access to 24/7 Global Emergency Hotline

Click here to learn more and apply for the JetBlue Card today!

JetBlue Plus Card

The JetBlue Plus Card is exactly what it sounds like – everything we like about the JetBlue card, plus a whole lot more.

Bigger signup bonus, bigger earning opportunities, and more overall value.

A higher rate for earning rewards (up to 6x per dollar) is a compelling incentive but does come with an annual fee of $99. However, if you find yourself traveling with JetBlue a couple times a year, you’ll have plenty of opportunities to make it worth your while.

Featured Highlights

Signup Bonus

  • 30,000 bonus points after you spend $1,000 on purchases in the first 90 days
  • Since JetBlue is a budget-friendly airline, your 30,000 point bonus goes a long way!
  • By our valuation, 30,000 points equals approx. $420 toward JetBlue travel

Sidenote: If it’s important to you, the value of this signup bonus covers the cost of more than 4 years of annual fees.

Earning Rewards

  • Each year, you’ll earn 5,000 bonus points on your account anniversary (which helps offset the annual fee)

You’ll also earn:

  • 6 points per $1 on JetBlue purchases
  • 2 points per $1 at restaurants and grocery stores
  • 1 point per $1 on everything else

Here are a few example scenarios:

  • 6 points per $1: Spend $100 on JetBlue airfare with your JetBlue Plus Card – earn 600 points
  • 2 points per $1: Pay for $50 of groceries with your JetBlue Plus Card – earn 100 points
  • 1 point per $1: Buy a $20 pair of sunglasses at Target with your JetBlue Plus Card – earn 20 points

Redeeming Rewards

  • As mentioned, you can expect to redeem points for 1-1.4 cents on average, based on our valuation. Each redemption differs slightly depending on variables such as: when you book, whether it's peak/low season, if there's an airfare sale, etc.
  • No blackout dates on award travel; if the fare is available, you can easily book with points
  • 10% redemption bonus when you cash in your TrueBlue points for flights
  • Rewards never expire
  • When redeeming points for a JetBlue flight, the amount of points you’ll need depends entirely on how much the airfare would cost in cash.

Here’s an example reward redemption: your 30,000 point signup bonus could be redeemed for two round-trip airfare tickets from New York City (JFK) to Tampa (TPA). After applying points and paying taxes/fees (which are unavoidable), this trip would cost $11.20 per person, with 4,800 points left to spare!

JetBlue screenshot taken 8/29/17

Fees

  • $99 annual fee
  • No foreign transaction fees
  • Up to $37 for late payments

Potential Drawbacks

  • No priority boarding
  • $99 annual fee

Additional Perks

  • 1 free checked bag for you and up to 3 companions (checked bags usually cost $20+ one way, per bag)
  • 50% savings on in-flight purchases, such as cocktails, food, and movies on JetBlue-operated flights
  • Family Pooling allows you to link and share points across reward accounts
  • 0% introductory APR for 12 months on balance transfers
  • $100 statement credit after purchasing a JetBlue Vacations package of $100+ with your JetBlue Plus Card
  • TrueBlue Mosaic Status benefits for one year after your spend $50,000 or more on purchases per calendar year (details below)
  • Chip technology, $0 Fraud Liability Protection, Return Protection
  • Access to 24/7 Global Emergency Hotline

TrueBlue Mosaic Status includes benefits such as:

  • Priority boarding
  • 2 free checked bags
  • Faster security
  • Waived cancellation fees
  • Complimentary onboard alcoholic beverages

Click here to learn more and apply for the JetBlue Plus Card today!

JetBlue Card vs JetBlue Plus Card

Both versions get our seal of approval but when it comes to picking the right one for you, sometimes it helps to see a side by side comparison.

Before we dive into the chart, here are some of the main differences worth noting:

  • Signup bonuses: 30,000 points for the JetBlue Plus Card. 10,000 points for the JetBlue Card
  • The JetBlue Card requires good or excellent credit (approximately 690 or higher), while the JetBlue Plus Card is reserved for those with excellent credit (approximately 750 or higher).
  • If airline status is important to you, the JetBlue Plus Card can help you earn TrueBlue Mosaic status. The JetBlue Card does not offer this benefit.

And there’s more!

If you own a business and enjoying traveling with JetBlue, you may want to consider this next one.

JetBlue Business Card

The benefits and fees are similar to the JetBlue Plus Card, but with added business-related benefits such as:

  • Option to emboss your legal business name on cards
  • Employee cards at no extra cost
  • Ability to set controls on employee cards for credit lines, single purchase limits, or cash access
  • Receive consolidated statement with all purchases made by you and your employees

Other Featured Highlights

Signup Bonus

  • 30,000 bonus points after you spend $1,000 on purchases in the first 90 days
  • By our valuation, 30,000 points equals approx. $420 toward JetBlue travel

Earning Rewards

  • Each year, you’ll earn 5,000 bonus points on your account anniversary (which helps offset the annual fee)

You’ll also earn:

  • 6 points per $1 on JetBlue purchases
  • 2 points per $1 at restaurants and office supply stores
  • 1 point per $1 on everything else

Here are a few example scenarios:

  • 6 points per $1: Spend $200 on JetBlue airfare with your JetBlue Business Card – earn 1200 points
  • 2 points per $1: Buy $100 of office supplies with your JetBlue Business Card – earn 200 points
  • 1 point per $1: Buy a $100 pair of shoes with your JetBlue Business Card – earn 100 points

Redeeming Rewards

  • Based on our valuation, you can expect to redeem points for 1-1.4 cents on average. Each redemption differs slightly depending on variables such as: when you book, whether it's peak/low season, if there's an airfare sale, etc.
  • No blackout dates on award travel; if the fare is available, you can easily book with points
  • 10% redemption bonus when you cash in your TrueBlue points for flights
  • Rewards never expire
  • When redeeming points for a JetBlue flight, the amount of points you’ll need depends entirely on how much the airfare would cost in cash.

Fees

  • $99 annual fee
  • No foreign transaction fees
  • Late payments: $19 for account balances less than $250, $39 for account balances equal to or greater than $250

Potential Drawbacks

  • No priority boarding
  • $99 annual fee

Additional Perks

  • 1 free checked bag for you and up to 3 companions on the same reservation
  • 50% savings on in-flight purchases, such as cocktails, food, and movies on JetBlue-operated flights
  • Family Pooling allows you to earn and share points together
  • $100 statement credit after purchasing a JetBlue Vacations package of $100+ with your JetBlue Plus Card
  • TrueBlue Mosaic Status benefits for one year after your spend $50,000 or more on purchases annually
  • Chip-card technology, $0 Fraud Liability Protection

Click here to learn more and apply for the JetBlue Business Card today!

Comparing All Three JetBlue Cards

Let’s see how these cards size up in this side by side comparison.


Which Card Should You Choose?

Even after reviewing the details for each JetBlue card, you may still be wondering which would work best for you. 

Choosing a credit card is always a personal decision so the choice is ultimately up to you, but after analyzing each one thoroughly, our team gives two thumbs up for the JetBlue Plus Card.

While it does come with an annual fee, travelers who regularly or even semi-regularly fly with JetBlue will enjoy the impressive value and savings. A better card may be suited for everyday spend, but combining JetBlue’s budget-friendly airfare and outstanding card perks, it’s easy to see why so many consider it a no-brainer for travel.

Click here to learn more and apply for the JetBlue Plus Card today!

If JetBlue is one of your go-to airlines but you're unsure of paying an annual fee, the JetBlue Card is still a great option to earn TrueBlue points, enjoy 50% off in-flight purchases (hello, snack box), and rely on a secure card with smart-chip technology when you travel.

Click here to learn more and apply for the JetBlue Card today!

For business owners who travel with JetBlue, the distinction of the JetBlue Business Card may be the best fit for you. With an emphasis on earning rewards for travel, office supplies, and dining expenses.

Click here to learn more and apply for the JetBlue Business Card today!


Disclaimer: This content and the opinions expressed here are the author’s alone and have not been provided, commissioned, or endorsed by the credit card issuer. All information was accurate at the time of this post but card terms and conditions may change at any time.

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